We have examined the Bank’s “2021 Integrated Annual Report” and we acknowledge and state that:

Based on the information we possess pursuant to our duties and responsibilities within the Bank, the report does not contain any misstatements in material aspects or omissions that may be construed as misleading;

As of the period, the report is prepared for, financial statements and other information on financial matters contained in the report honestly and realistically reflect the financial position of the Bank as well as all major risks and uncertainties it is exposed to;

Corporate Governance Compliance Report (CRF), Corporate Governance Information Form (CGIF), and Sustainability Principles Compliance Framework have been examined, and they are complete and reflect the truth accurately.